Your Questions About Home Business Magazine

Daniel asks…

What does this mean? "We will turn your account over to our Credit and Collection Department"?

Here's the story:

I business-mail replied to a "Free issue" deal on a home-gardens magazine that was inside a cooking magazine, some time back.

It was supposed to be a completely free copy.

But I keep recieving invoices in the mail and the second one of which had the above phrase in it. What's that supposed to mean? All I did was business-reply, and enjoy my free copy. I didn't make an "account".

Why can't they just leave me alone? They have my address and my name. Can they screw me over in some sense for a lousy $10 subscription to a silly magazine, only one "FREE" issue of which I recieved (as per the agreement)?

admin answers:

It means nothing

Lisa asks…

What do other moms do to make money at home?

I have used my hobbies to help bring in a little extra cash. Such as house plant and perennial work. But it doesn't bring much in.

I have looked into freelance writing. I have done many articles for news papers etc... for free. But have never been paid for freelance as of yet.

Also I have seen for example: If some one is into photography and desk top publishing, some have ran photo contest for the best looking child, pet etc... There may be a charge to enter. But that is where they get there pay out money for first prize.

Others have let people enter there own photo to see if they qualify to be published. Regardless of how great the photo is, the person running the business says, your photo qualified. If you want a copy of the published book that contains your photo the price is insane. Could be $35.00 or even $80.00 for the published book. That is how the publisher makes the money.

What have you found that you have fun with and make money at the same time.

NO SPAM PLEASE!

No chain letters, stuffing envelopes or sending out fancy magazines with the promise of making a fortune. I do know that some people make money with affiliate marketing etc... But only people that are really computer trained have luck with that kind of thing.

I look forward to real answers. Not the empty promises of making money with a secret spam program that makes people so rich they can buy new boats, homes, cars etc... That is fraud!
Fin Let me turn on my ESP homing device. Hmmmmm Hmmmmmm! Make money with your camera, start for free. http://listbuildingwithchrisandfin.com/Earn-Money-With-Your-Digital-Camera.html But I have to get out my credit card to start for free! Hmmmmmm! These people made hundreds on the photos they have taken with there digital camera. Buy this book to find out how. Hmmmmmm Now use these photos to start your own marketing program. You must have internet skills to develop your own computer program to rip people off, Or hire a computer expert! Hmmmmmm. SOUNDS LIKE SPAM TO ME!

As for the other answer related to the same program as click bank. Tried it! For a long time. Never made a penny! It is also considered SPAM.

And as for the Secret Shopper. I got an invite in my mail. There is a bogus claim that there are a couple thousand businesses in my zip code screaming out looking for secret shoppers.

Hmmmmmm. In my zip code there may be about twelve businesses if I really look around and count.

admin answers:

I have a number of friends who are working from home

Our old bookkeeper from work works as a freelance bookkeeper. She now just comes into our office one day a week for an hour in the morning to pick up any invoices and turn over anything she's worked on in the past week. Through friends she has also been able to pick up work with a few local small companies who can't afford an in-house or don't need full time bookkeeping services.

Another friend started a custom cookie/cupcake company out of her home. She's always loved to bake and now makes custom cookies and cupcakes for birthday parties, weddings, christenings, football games, school functions, charity events, etc. She's had so many orders this week for Superbowl decorated cupcakes. It started all through word of mouth and now she advertises in the local newspaper and in her church bulletin.

My friend Liz who was a yoga and fitness instructor before having kids turned her basement into a studio where she does private one-on-one appointments, most of the clients are parents of kids at her kids' school

I know other people who are music teachers, language tutors, child minders, etc from home

Mark asks…

Why does free market capitalism get a bad rep?

The bail outs are not free market capitalism, that's fascism to have the government dictate the market.

Don't tell me it divides the rich and the poor. 50% of the American GDP is from small businesses - Fortune Magazine

Not to mention majority of America is middle class, there are more suburbs then any other form of society in America. Middle class to me sounds balanced, there isn't a majority of lower or upper class, only a select few in population.

In free market capitalism the consumers dictate what they want to buy, the businesses can't survive unless they satisfy what the consumer wants to purchase.

With the bail outs the government chose to do ruined the free market, the consumers dictated they don't want cars from GM, the government intervened and bailed them out. In a free market capitalist system, that company would go out of business, and a more efficient business would move in that territory and do a better job. Bailing out GM will come back to haunt us if it fails again, it will mandate another bail out or bankruptcy.

The banks them selves aren't truly a free market. They are mandated by the government with so many regulations they lose their freedom to choose what to do. The Community Reinvestment Act which Fannie Mae in 1992 was invested in crashed later at the end of the Bush Term in 2008. That's 18 years difference in time. Home Mortgage loans take time to pay off. If you give loans to people that have bad credit obviously they're a hazard to possibly repay it back. Banks where mandated by the government to give out the loans to people that didn't qualify. Not discrediting banks being greedy they where, but it was the bureaucracy that enabled banks to have bad practice.

http://en.wikipedia.org/wiki/Community_Reinvestment_Act - Read the History

The regulations banks under went with all the changes and enabling them to give bad loans is the reason we feel this 18 years later. Most peoples home loans take longer then 18 years to pay off. Giving them to people that didn't qualify makes it even more dangerous, with the housing market devalued the banks got the homes back with a lower value of the origional loan, cooping an even bigger loss since they can't sell it back.

It's not free market capitalism to bail out the banks, and it wasn't free market capitalism for the government to regulate banks on how they distribute home loans. The government made the mess, and it's the tax payer that suffers. This isn't free market capitalism. I just want to make sure you realize free market capitalism doesn't involve government regulation/interference.

If you mention things like the FDA and FCC, those don't dictate what company's can sell their product at or anything, that's for safety purposes, it will effect a company's cost but they will just push it to the consumer, regulating the cost they put to the consumer will damage their ability to independently function in the free market.

So don't bash a system you probably know nothing about. It really upsets me people watch Michael Moore's movie and think that's capitalism. Bail outs are not Free Market Capitalism, it's government interference which is fascism.
Sakata Gintoki: Wow you're pretty ignorant, the people in other countries wouldn't have jobs in their country if it wasn't for the US providing them. They would be killing each other and be unproductive. In any state where there is no employment, which can be a country like Somalia or even the great depression. It was and always will be out of order since there is no production, everyone will just kill each other and constantly be at war. There is no wealth generated. When employment happens, production increases causing wealth to be generated, and it's peaceful. Government housing projects have the highest crime rates in America for a reason that is parallel to unemployment.
crunch: Free Market Capitalism hasn't existed since FDR, his socialistic ideals make Americans dependent on the government. The more dependent on the government one becomes the less independent they become. Causing them to demand the government takes care of them. This is why we have health care reform, Medicare is costing America too much money each year, Obama is going to end Medicare and merge it with his new plan. It's going to keep adding to our debt. I'd rather disable all government aid. Not allow doctors to be sued by Lawyers. Then sit back and watch the Doctors compete against each other for patients. There would be so much competition doctors would force each other to lower prices. Just like fast food when McDonalds introduced the dollar menu. Everyone else had to have a value menu because they where getting killed. The consumer will always win.
Sakata Gintoki: Wow you're a whiny little blamer, do you understand everyone has the free will to choose what to do with their lives? You can't blame the employer when the employee willingly works there. You can't blame tobacco companies for people who smoke and get cancer since the individual should of known better. You're discrediting the individuals right to choose what they want to do. You blame others for the individuals fault and sole choice they made on their own. You can't blame someone when the individual chose to do it. No one is forcing anyone to work any where, unless it was a totalitarian state and mandates they must. That isn't the case in Free Market Capitalism. The Employees can picket and not work there, if they picket and they get fired and replaced by others, it obviously tells everyone that the work environment must not be that bad if others still want to work there.
Matthew D: Middle Class is not defined by how much money you have, since the cost of living per state is different. Middle Class homes in So Cal cost 500k, if you took 500k to Alabama you could live in a mansion. The upper class homes here are valued from 900k and up in So Cal. You can't live in a big house here. It depends on where you live and what the cost of living is. All suburbs are defined as middle class. Government housing projects are lower class, and the upper class are the few rich that live in areas the average person can't afford. Most homes in America are affordable for the average American depending on which state you are in. Real Estate is about location, saying a value determines middle class is stupid, because 500k in so cal isn't worth much compared to Alabama. It's about each location and what the norm is.
AgriCult: I know who George Orwell is, he is an author of a book 1984 which was a prediction of how totalitarianism would spread. I know what his philosophy is. Second I want to say that Hitler was a Fascist, Fascism is two things.

1. The cause of race superiority.
2. The merge of corporations and government

I for one see number 2 clearly happening right now in our American society. 61% of GM is owned by the US Department of Treasury. It's damaging the system America was built upon. The fore fathers wanted a small government, we are constantly stirring away from it, and I don't want to have a government that is parallel to the king of England. If the government today owns many companies and the king of England taxed high percentages, what difference does it make. Either way the form of government generates a high revenue through ownership or taxation. I really dislike this, all governments can do is go bankrupt, we see it with the USSR, Nazi Germany, and with us being 11 trill debt.
remmycool: due to lack of comenting space I am allowed I will keep this short. I agree with everything you said, if the world was a free market system America's value would decrease. I don't mind that, I am not about superiority of currency, I am for the innovation free market capitalism has offered the world. I love it and it makes every bureaucrat look like a selfish dictator that wants the wealth through taxation.

I agree with your comparison of Zimbabwe and them being millionaires. Of course not everyone can be a millionaire, it would just be inflation and the value would be even more useless. The problem is people see the rich and think that they're selfish. The belief of that is preposterous since the rich generated that wealth through smart investments. Every society there is a rich class, either a dictatorship/government or the people who choose to make innovative ideas in our democratic republic society. I hate the witch hunts people have on successful people.
Aidan: Well for starters I agree with you that the bail outs saved capitalism since it enables banks to give loans to businesses for what ever purpose they need it for. How ever I disagree that you will believe a government report on a government program they allowed. I see a bias there considering if they disagree with their own intended policy it will make them lose credibility, Americans will lose trust in them and no one would ever want something like this to happen again. To push this point even further look at the cause and effects of other programs.

Social Security's cause is to allow you to be financially secure by the government past age 65, yet people past 65 still work and aren't retired.

Welfare sounds nice to help people in poverty, yet those people become dependent on the program and always will be in poverty. There is no incentive to become independent and not depend on the government anymore.

I can go on and on, but I hope you get the point, plus I have no more space
x x: You do realize oil companies face a major restriction by the government of where they can drill. If oil companies could drill any where and have a massive quantity the price of it would lower. Gas would be much cheaper if it was accessable by oil companies to drill any where. The government restricts oil companies to drill any where. So oil companies must buy it from foreign distributors like Canada, and the tariff they pay to ship it here adds to the cost of production. Due to scarcity and the tariff cost, the oil companies pass these burdens to the consumers. Otherwise they would eat a massive loss and go out of business. Again that's government regulation ruining the free market ability of oil companies drilling where ever they want. Gold is expensive because of the scarcity it holds as a natural resource. Same reason why you won't pay money for dirt since it is every where it's so common it doesn't hold a value.

admin answers:

Before Britain and America forced their economic system onto the world, they weren't poor. Asia and Africa and South America were doing OK without us. The problem is that we opened up their markets to our investors and consumers, took everything of value, bought their corporations and governments and turned them into dependents.

Wealth is relative. There is no such thing as "absolute wealth." In Zimbabwe, everyone's a millionaire, but their money is worthless. The basic law of inflation dictates that in a capitalistic society there always has to be poor people, and usually a lot of them.

What America has done is export the physical labor overseas and keep the management over here. Companies like Nike, which are notorious for manufacturing their goods in third-world countries, nevertheless employ many well-dressed light-skinned American professionals to run things. And the reason America is failing is that the world is realizing that they don't need us to do that for them anymore. India's engineers are better than ours. Japan is the world leader in technology. Germany makes the best cars. All America has is an ego and debt.

Unrestrained free market capitalism will eventually and inevitably lead to a better richer future- for the rest of the world. Not America, though. Americans will realize quite quickly that their entire economy (yes, even small businesses and entrepreneurs) can only survive because of the exploitation done by a few big corporations. Look at what happened to Michigan when the auto industry soured. Imagine what will happen to New York when investors start using foreign banks to do their trading. Imagine what will happen to California when Hollywood wilts under the weight of the internet.

America's only viable option is to protect itself. End free trade with poor countries. Put limits on outsourcing. Crack down on tax havens. Letting the market decide the future will only guarantee that the future will be Asian.

William asks…

Did you know Rush Limbaugh Audience Most Educated and Knowledgeable?

Rush Limbaugh Audience Most Educated and Knowledgeable

Knowledgeable News Audiences

http://www.rushlimbaugh.com/home/menu/rush.guest.all.html

News audiences vary widely in age, education, and how much they know about what's going on in the nation and the world. Most regular consumers of news are better informed, better educated, and older than the average American. But the audiences for some news sources stand out in this respect
.
Judged by their answers to three news knowledge questions, the most informed audiences belong to the political magazines, Rush Limbaugh's radio show, the O'Reilly Factor, news magazines, and online news sources.

Audiences with the highest educational achievement, by far, are the literary magazines and online news outlets. Readers of news magazines, political magazines and business magazines, listeners of Rush Limbaugh and NPR, and viewers of C-SPAN also are much more likely than the average person to have a college degree.

Some of these attentive and educated audiences also are older than average. The oldest audiences belong to the NewsHour (60% age 50 or older), the O'Reilly Factor (58%), Larry King Live (56%), network nightly news (54%), and Sunday morning talk shows (52%).

The Pew Research Center for the People and the Press
1615 L Street, NW Suite 700 Washington, DC 20036 Rush Limbaugh Audience Most Educated and Knowledgeable
As for his past drug problem, you would be surprised as who also needed help click below.

http://en.wikipedia.org/wiki/List_of_people_known_to_be_addicted_to_opiates

admin answers:

Already knew it.
Did you know that gobs of Democrat staffers listen to Rush everyday so they know what's going on in the country?
They then give a list to the Democrat Congressman they work for.
Ironic. Taxpayers are paying for Democrat staffers to listen to Rush.
(In all fairness, Republican staffers listen to Rush, also.
Rush is the voice of America.
Good intelligent Question.

Susan asks…

How to get new clients/jobs for my new painting company?

I started a new painting company and really want it to work. I just put an ad in a Home Improvement Magazine for 3 months. I also have left some realtors and real estate office my business cards, if they have any of their clients that need their house painted. My next thing will be to go to condo/town house complexes and leave them some cards, as well as print out some fliers on word and just leave them in people's door knobs. Once I get some work, I would take pictures and create a page on facebook/internet.

But I was wondering other ideas about getting my name out there. I really would like to do it in an affordable way. What do you guys think? Thanks

admin answers:

Why did you start a painting business? Did you see any gap in the local market to start with? Is your local community very friendly towards others or they keep to themselves? Do you think they will let strangers into their houses? Do most people prefer to paint their own homes?
Answer these questions before taking your next move.

Offer promotional discounts to new customers. Organise and participate in local events to network. Ask friends and family members to recommend you or provide testimonies if required.
Demonstrate a quick and tidy painting style that is only unique to you.

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